With today’s cost of living, it is uncommon to find a family living on one income, except in unique situations when he or she is a high income earner or that the circumstances do not permit two working parents. Unlike the olden days, cost of almost every item has gone up, even the necessary ones, like housing, utilities and foods. Faced with such situations, especially when the economy is down, it is no wonder most families have to survive on at least two incomes. Read more »

Cooking on a budget doesn’t imply that you have to put your health at stake to consume food with lower quality and price. Can Can you have the best of both worlds and spend less while still having good quality food? Of course! Cooking on a budget isn’t at all difficult if you can just learn the few tips I am about to mention. However, always plan in advance with a shopping list before you head for the supermarket. As you plan, always put your aim in mind and your aim should be to purchase healthy food economically.   Read more »

Most people have been able to save with coupons during their life, but not too many people make it a habit to truly track down the best and most valuable coupons in order to save large sums of money every week. Read more »

Family budgeting sounds easy in theory but when it comes to putting your plan into practice, it is easy to fall short of your targets. Read more »

Did you know that by creating a family food budget you can cut down your shopping costs dramatically? Whether you have just one child or five, coming up with meals plans that everyone likes is difficult and sometimes seemingly impossible. Then there are the costs associated with cooking something different each night to please everyone. Read more »

Savvy shoppers have a lot of budgeting tips to save hundreds (or even thousands) of dollars each year just by shopping the bargains.  Keep in mind that the only true bargain is one that you would have been buying anyway.  If you buy something just because it is on sale then you won’t save any money in the long run.  Here are some budgeting tips for saving money every time you shop. Read more »

Are you feeling overwhelmed with the high cost of living these days? If you think it is impossible to cut back any more than you already have think again. Here are 15 different tips to help you with household budgeting. Even if you followed a few of them you could find that it is possible to make your money go further. Read more »

In parts one and two of household budgeting I touched briefly on reducing expenses such as groceries, heating and cooling and credit card debt.  Of course there are many ways to cut back on your expenses.  You can go drastic like we did such as getting rid of your furnace in favor of heating your home with a wood stove (not for everyone) or you can just start looking for ways to cut back on your day to day living. Read more »

Does the thought of household budgeting depress you?  Really it shouldn’t.  If you are like me then you are tired of a big chunk of your budget going to bills.  Instead of worrying about how to make extra money why not hold onto what money you have by reducing expenses and  getting rid of debt. Read more »

If you find yourself in a situation where you’re spending more than you make, it’s probably time to look at what you’re spending your money on.  When you do, you may find out that that you need to tweak your household budgeting.  Read more »